Buying a home is one of the biggest decisions you will ever make. Here is every step of the process, explained clearly so you know what to expect.
Before you start looking at homes, talk to a lender about your budget. A pre-approval letter tells sellers you are a serious buyer and gives you a clear price range. I work with trusted local lenders who can walk you through your options, including low and zero down payment programs.
How many bedrooms? Which neighborhoods? Commute time, school district, yard size? I help you prioritize what matters most so we can focus our search on homes that fit your life, not just your budget.
I will set you up with listings that match your criteria and schedule showings that work with your timeline. During each tour, I point out details you might miss, from structural concerns to hidden potential.
When you find the right home, I prepare a competitive offer based on market data and the property's condition. In multiple-offer situations, I help you craft an offer that stands out while protecting your interests.
Once your offer is accepted, you will schedule a professional home inspection. I help you understand the report and negotiate repairs or credits when needed. Your lender will also order an appraisal to confirm the home's value.
At closing, you will sign all loan and transfer documents, pay your closing costs, and receive the keys to your new home. I walk you through every document so there are no surprises. Most closings take 30 to 45 days from accepted offer.
Competitive markets can feel discouraging. I help you write strong offers with the right contingencies and timing so you stand out without overextending.
Inspection reports can be overwhelming. I translate the findings into plain language and help you decide what to ask for and what to let go.
Deadlines for financing, inspections, and contingencies are strict. I keep you on track so nothing falls through the cracks.
Closing costs, down payments, and monthly payments can add up. I connect you with lenders who find programs that fit your situation.
Let's talk about your goals and get you on the path to homeownership.